First-Time Buyer or Repeat Buyer
I want to know what I can afford and what I need to buy my first home.
I'm Buying My First HomeRenewal
My mortgage is coming up for renewal and I want to review my options.
I'm Renewing My MortgageRefinance or Cash Flow
I own a home and want to review my debt, monthly cash flow, or refinance options.
I Want to RefinanceSelf-Employed or Told No
My income is not straightforward, or my bank told me I do not qualify.
My Bank Said NoReal Estate Agent
I want a mortgage partner who helps my clients close and keeps me informed.
I'm a Real Estate AgentMortgages since 2012
More than 3,000 families helped
Canadian mortgage guidance
About Justin
I got into mortgages because I wanted to help people make sense of decisions that affect their real life.
Before this, I was a golf pro and built a landscaping business from the ground up. I know what it feels like to work hard, make good money, and still have a lot riding on the decisions you make for your family.
I started in mortgages in 2012 and have helped more than 3,000 Canadian families buy, refinance, renew, and figure out what is actually possible.
My job is not to push one bank product or chase the lowest rate. It is to look at your full situation, explain the numbers clearly, and help you make a decision that fits your life.
You bring the questions. We'll always do the math.